We all think we’re too smart to fall for a scam until we do! Fraud victims cross socio-economic boundaries, education levels, age, etc. Scammers are so good at convincing us that there’s a problem we need to fix or something too good to be true coming our way that it’s easy to become a victim.
- The IRS never calls asking for your Social Security number. The IRS rarely calls at all, and prefers snail mail.
- The Social Security Administration doesn’t call you asking for your number. They already have it.
- Never email sensitive personal information like your SSN or images of government documents (Social Security card, driver’s license, passport) unless that transmission will be encrypted. For example: Your doctor’s office asks you to upload a photo of your ID to their patient portal? That’s fine. But you shouldn’t just send them an email with the image attached.
- Don’t volunteer your SSN to anyone unless you’re absolutely sure they need it to provide the services you have requested. Don’t be afraid to ask if you can provide an alternate way to verify your identity.
- When in doubt, tell a caller you’ll dial your credit card issuer/bank/government agency directly before providing whatever personal information you’ve been asked for.