Are your kids finally reaching the age when they’re ready to start having money of their own? According to a 2014 T. Rowe Price survey, 42% of parents sometimes avoid discussing money with their youngsters. However, with a few kid-friendly activities to jumpstart the conversation, you’ll be looking forward to these talks. By the time school rolls around again, your little ones will be a step closer to becoming budgeting pros.

10 Ways to Improve Your Finances
If you're one of those people who embrace New Year's resolutions, improving your financial status might be one of the biggies. Getting your financial health in order is one resolution that you will reap benefits from from years to come. Here 10 ways that you can start today and get on track to a better--and more financially savvy-- version of you.