Laura Edgar is a senior writer for NerdWallet.com, an unbiased personal finance website dedicated to helping you make smart financial decisions.
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Setting yourself up for financial success doesn’t have to mean total revamp of your finances. If you can't make a big dent in your monthly expenses, like refinancing your mortgage or selling an unneeded vehicle to eliminate a car payment, look for lots of little dents that can add up:
Bringing that ho-ho-ho to your holiday can leave a bit of a dent in your wallet. The Gallup research organization says each American will spend--on average--$715 on gifts this year. How much do you plan on spending? If you're like many people, probably more than you bargained for. Here are some quick tips to help you set a budget and stick with it.
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