Are your kids finally reaching the age when they’re ready to start having money of their own? According to a 2014 T. Rowe Price survey, 42% of parents sometimes avoid discussing money with their youngsters. However, with a few kid-friendly activities to jumpstart the conversation, you’ll be looking forward to these talks. By the time school rolls around again, your little ones will be a step closer to becoming budgeting pros.

Shopping for your first car is stressful, but very exciting! Without the proper planning, it can also be a disaster. Be sure to do your homework to make your buying experience a positive one, overall. Here are eight important questions to ask yourself before you make that big purchase.

Laura Edgar is a senior writer for NerdWallet.com, an unbiased personal finance website dedicated to helping you make smart financial decisions.