When you're preapproved,
you hold the keys.
How does being preapproved help you? When dealers see that you're preapproved, they know you are a serious buyer. They'll be ready to make a good deal to get your business, and you can be confident knowing that you have a low-rate financing option with Multipli.
We hope to get you approved for your loan quickly using our online application process.
- Submit an application
To get the loan process started, first submit an online loan application. You can also apply by calling 417.865.3912.
- Get preapproved
We will process your application and notify you when your preapproval is completed, usually the same day. A Member Service Specialist will contact you to provide the details.
- Negotiate the best deal
Be sure to bring your loan preapproval to the dealer, as this will give you maximum leverage and help you negotiate the best deal.
- Complete your loan documents
Once the deal is finalized, send us the purchase agreement and we can finalize your loan documents online using DocuSign.
- Finalize your financing
We'll have the funds ready for you to take to the dealer.
Being preapproved helps you focus on negotiating the best price, knowing that you won't end up with high rate financing when you close the deal. Plus, dealers tend to take you more seriously when you come in with preapproved financing because it means you're ready to do business and not just "window shopping."
In many cases, your funds may be available the same day. We understand that sometimes the vehicle-buying process is urgent. Our specialists will answer your questions and do all they can to expedite the simple application and approval process.
Yes. At Multipli, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it's a great way to save on interest over the long run.
Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment.
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