home equity lines of credit that improve your finances

Unlocking the Potential in Your Home

Whether you’re making a big purchase or simplifying finances, a Home Equity Line of Credit offers fast and flexible funding.

Home Equity Line of Credit

Interest rates as low as

7.00% APR*
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HELOC Details

  • Variable interest rate tied to prime
  • Borrow up to 80% of your home’s value
  • Easy access to your fund

*Annual Percentage Rate. All rates, terms, and product features are subject to change at any time and are subject to credit approval. 

Using Your Equity

Your equity is a fast and flexible way to improve your cash flow. Once your line of credit is approved, you can transfer funds to your checking account for use.

Request Transfer
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Making a Payment

Making payments toward your line of credit is easy. Log in to online banking. Click the loan account from your dashboard. Click ‘Pay’ to transfer funds to make a payment.

Make Payment

Frequently Asked Questions

A HELOC is short for Home Equity Line of Credit. It is a type of revolving credit that uses your home as collateral for the approved credit line. HELOCs have interest rates that fluctuate with the market and are tied to the prime-lending rate.

Whether you’re remodeling the kitchen, updating a bathroom, or finally tackling that leaky roof, a HELOC gives you the flexibility to make improvements on your timeline. Draw on large amounts of money as needed over extended periods. It’s a great way to fund long-term projects and increase your home’s value.

HELOCs are perfect for helping beat higher-interest debt. Consolidate all your balances into one low monthly payment at a reduced interest rate. Easily free up space in your budget with the funding and flexibility of a HELOC.

Check out our financial wellness resources for more tips and help creating your debt repayment plan.

College costs can add up fast, but a HELOC can help lighten the load. Borrow as you go from semester to semester, avoid a lump-sum loan, and start paying your line of credit off sooner.

The interest you pay on your HELOC may be tax deductible if you use the funds to significantly improve or repair your home. If you think you may be eligible, talk with one of our financial advisors to learn more.

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Savings Accounts

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Investing Services

It all starts with a plan. We can help you put steps in place to diversify and save.

Financial Wellness

From everyday choices to long-term goals, find resources that help your money work for you.