youth accounts that support a bright money future

Build The Foundation For A Brighter Tomorrow

High yield savings and interest rate breaks on their first auto loan make our youth accounts the perfect start for your child.

Start Saving 0-14

Join With Coins

$0 monthly fee

Small savers earn big in this high yield savings account. Deposit coins and birthday cash to start them off strong.

Open Account

Account Details

  • 5.00% APY1
  • $1.00 minimum deposit
  • Free coin counting services
  • Ages 14 and under

Perfect for 13-19

Teen Checking

$0 monthly fee

A safe place to build smart money skills. Set limits, monitor transactions, turn card off and more for teens aged 13-19.

Open Account

Account Details

  • Round up matching2
  • Remote card control3
  • Auto loan savings
Piggy bank icon
Savings Accounts

Grow more than a balance, grow peace of mind. Be ready for every opportunity life hands you.

coin icon
Checking Accounts

Turn deposits into progress, with accounts built to help you move closer to your goals.

Frequently Asked Questions

Parents, guardians, and family who are Multipli members can open an account for their teen. All you need is your government-issued ID and social security number.

The account opener will have access to card controls, so we recommend that a parent or guardian be the primary account holder to help guide spending.

We offer a reduced NSF charge of just $5 for Teen Checking accounts.

You can easily access card controls through Online Banking.

Available Services

  • Card on and off controls
  • Report a card lost or stolen
  • View previous transactions
  • Set-up eAlerts for balance and/or transaction notifications
  • Transfer funds between other Multipli accounts

Transactions made on the Teen Checking debit card are rounded-up to the nearest dollar, and the difference is deposited into the TeenSaver Share account.

At the end of each month, we match 100% of the funds deposited into the TeenSaver Share – up to $100.00 annually.

Parents, guardians, and family who are Multipli members can open an account for their child. All you need is your government-issued ID and social security number.

You and your child can deposit or transfer funds online at any time or in person at any one of our ITM or branch locations.

1APY: Annual Percentage Yield. Children must be under 14 to join. After first $500 on deposit rate on funds is 0.15% APY. Rates subject to change at anytime.
2We match 100% of the funds rounded into TeenSaver, up to $100.00 annually. Account transfer, deposit and withdrawal limitations apply.
3Debit cards must be registered with Multipli Card Protect app to use all security features.