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Mark Kalaf was born in Jefferson City and raised in the surrounding communities. He is a long-time mid-Missouri resident. After high school, he moved to Columbia where he was employed by Hy-Vee while attending Mizzou. There he received his degree in Business Management. In his free time, Mark enjoys spending time with family and friends as well as working on the family farm.

Mark has been in the customer service industry since 2007. After graduating from the University of Missouri-Columbia in 2014, he went on to pursue a sales role with Coca-Cola. Following several years of employment in the sales industry, Mark began his career in residential lending with Multipli Credit Union.