rates that help you
move forward
Our Current Rates
At Multipli Credit Union, we’re all about helping your money work harder for you. Whether you’re building savings or gearing up for a major purchase, you’ll find simple, transparent rates right here—no guesswork, no jargon, just what you need to make the best decision.
*APY: Annual Percentage Yield. Rates are subject to change at any time. See FSO for details.
**Annual Percentage Rate. All rates, terms, and product features are subject to change at any time and are subject to credit approval
1Initial deposit cannot exceed $1,000.
2Children must be under 14 to join. After first $500 on deposit rate on funds is 0.15% APY. Rates subject to change at anytime.
3To earn highest APY you must meet the following minimum monthly service qualifications: 15 debit card transactions; direct deposit or ACH; login to online banking twice per month; a valid email address on file; receive e-statements and have an average daily balance of $20,000.00 or less. After the first $20,o00.00 on deposit, members will earn the base rate on the remaining balance.
***APR = Annual Percentage Rate. Rates are based on several factors including credit history, loan to value and loan term and may be different than the rates displayed. Rate listed above assumes, excellent credit, and a loan amount of $200,000 on a primary residence home with a purchase price of $250,000 and closing costs contributing to APR of $1959.
****First-time Homebuyer and Community Hero estimated rates are based on assumption of excellent credit history, and loan amount of $200,000 on a primary residence with a purchase price of $202,020 and closing costs contributing to APR of $3106.07.
4Available for primary residence, second home, investment properties, and raw land.
5Federal Housing Administration (FHA) loans require a minimum of 3.5% down payment and are subject to an up-front mortgage insurance premium of 1.75% of the loan amount in addition to a monthly mortgage insurance premium. Monthly premiums amounts vary based on loan term and loan-to-value. Must be for primary residence.
6All rates, terms, and product features are subject to change at any time and are subject to credit approval.
Please note that the loan interest rates shown here are available to borrowers with an excellent credit history. The actual interest rate and will be based on your credit history and may be different than the rates displayed here. The interest rate(s) shown are subject to change without notice.
