To figure out how to track your spending, start with a simple question: how do I spend money? Debit card? Checks? Cash? Credit cards? How you spend will determine how you track your spending. If you use a lot of cash, you’ll need a system to keep track of your receipts. Write a lot of checks? Better keep your checkbook register up to date!
Cash flow: It’s one of those terms we hear frequently associated with businesses and other entities, but it’s key for our own money, too. All we’re talking about is how money comes in and how it goes out.
So many of your financial goals are going to vary depending on where you’re trying to get in life. And while there are plenty of personal finance influencers to get ideas from, you know you! Your goals at 35 might be totally different than mine were and that’s okay. But, if you’re looking for somewhere to start based on where you are in life, consider these.
While it’s great to have options, trying to choose between a Traditional IRA and a Roth IRA—for some—can be frustrating and confusing. What are my options? What type of IRA is best for me? Millions of taxpayers struggle with these questions each year.
While the federal laws governing IRAs have limited the ability for many beneficiaries to extend the life of their Inherited IRA savings, there are fortunately still options available for IRA owners looking to help ensure the financial security of special needs beneficiaries.
As millions of Americans have discovered, an HSA is one of the best ways to set aside funds to pay for healthcare expenses.
